The Best of Both Worlds Here are a few reasons we’ve chosen to be independent. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Does Your Credit Score Affect Your Insurance Rates? Your credit score may influence how much you pay for auto and home insurance. Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. Did You Know This Fact About Fire Extinguishers? How often should you check your fire extinguishers? Do you know?