8884 Commerce Road,
Commerce Charter Township,
A group health insurance policy allows you to provide your employees with extensive coverage and competitive rates as the risk is spread across the members of your plan. Our process starts with gathering some basic information about your employees and then taking that information to market with our many different Carriers to provide you with multiple options and plan types.
Insurance Advisors is an Acrisure Agency Partner, which means our clients are entitled to industry-leading Acrisure support services included with their Benefits plans. These services include Data Analysis & Reporting, Compliance, Benefit Administration, Employee Communications, and Human Resources support.
Going into business for yourself can be a bit of a gamble. But not insuring yourself, family, or employees only raises the stakes. The two groups who should be most interested in a group health plan are:
Health insurance helps protect your finances in the following ways:
There are two primary categories of health insurance for small business owners and self-employed persons to choose from:
After that, there are more plan options to choose from:
Preferred Provider Organization (PPO) plans are the most popular for individuals and families. It’s your responsibility to make sure that the health care providers you visit participate in the PPO. A PPO plan may be right for you, if:
Health Maintenance Organization (HMO) plans offer health care services through a network of providers who contract exclusively with the HMO or who agree to provide services to members. An HMO plan may be right for you if:
Health Savings Accounts (HSA) eligible plans are usually PPO plans with higher deductibles, designed for use with HSAs. Similar to a flexible spending account (FSA) or 401(k), an HSA is a special bank account, which allows participants to save pre-tax money, specifically for future medical expenses. An HSA-eligible plan may be right for you if:
Indemnity plans allow members to direct their own health, visiting any doctor or hospital they like most. Because of this freedom, Indemnity plans are sometimes more expensive than other types of plans. An Indemnity plan may be right for you, if:
We specialize in covering local businesses owners like you. We have everything you need, including:
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.
After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
Contact us today, and we'll help you protect what matters most.