8884 Commerce Road
Commerce Charter Township,
Living in Michigan, it's easy to assume that flooding is not a common occurrence, especially if you don't live near a body of water. However, the reality is that flood damage can happen anywhere in Michigan, and it can be costly. That's why it's essential to consider purchasing flood insurance to protect your home and your family's financial stability.
Michigan has a history of flooding, with multiple areas experiencing floods each year. In fact, according to the National Oceanic and Atmospheric Administration, Michigan has seen a steady increase in the number of flood events over the past few decades. From 2010 to 2019, Michigan saw a total of 69 flood events, resulting in over $110 million in property damage.
According to a report by the National Wildlife Federation, climate change is causing more frequent and severe storms in Michigan, leading to an increased risk of flooding. The report predicts that climate change will cause Michigan to experience even more flooding in the future, leading to a significant increase in property damage.
Unfortunately, many Michigan residents do not have flood insurance, leaving them vulnerable to significant financial losses in the event of a flood. According to FEMA, only around 10% of Michigan residents have flood insurance.
If your home is damaged due to a flood, you could be left with a significant financial burden. FEMA estimates that just one inch of floodwater can cause over $25,000 in damage to your home. This is a significant expense that most people cannot afford to pay out of pocket.
By purchasing flood insurance, you can protect yourself and your home from the financial consequences of a flood. Flood insurance provides coverage for damage caused by flooding, including damage to your home's structure and your personal belongings. This can give you peace of mind knowing that you are financially protected in the event of a flood.
Flood insurance is essential for Michigan residents, especially given the state's history of flooding and the increasing risk of flooding due to climate change. With heavy rainfall, high water levels, and severe storms becoming more common, it's essential to protect yourself and your home with flood insurance.