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Umbrella Insurance

A Personal Umbrella provides affordable coverage beyond your basic policies, such as your homeowners, renters, auto, or watercraft policies. It is a separate policy that provides liability coverage over and above what is covered by your other policies. It helps protect your assets (your home, for example) and future earnings, and pays for defense costs in the event that you are sued.

Our Commercial Liability Umbrella Insurance policy gives your business an added layer of liability protection over and above your commercial policies (such as General Liability and Commercial Automobile). If your business is ever held legally responsible for an incident and your underlying policy limits are insufficient to cover the costs, your Commercial Liability Umbrella Insurance policy will provide additional coverage, up to your selected policy limit amount.

Why do you need it? Because everyone makes mistakes that can lead to a lawsuit. Even if you’re not at fault, an Umbrella policy can help cover your defense costs.

We strongly urge all customers to consider purchasing the highest level of limits available. An Umbrella policy is an affordable way to increase your liability protection.