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Motorcyclists are only required to purchase liability coverage, which protects motorcyclists against liability for property damage, bodily injury, or death suffered by another person arising out of the use of a motorcycle.
If a motorcyclist is involved in an accident with an insured motor vehicle in Michigan, the insurance company of the motor vehicle will pay medical benefits for the injuries of the motorcyclist, regardless of who was at fault in the accident. Each insurer who writes motorcycle coverage must offer medical benefits coverage. This medical benefits coverage provides benefits to a motorcyclist if they are injured in a motorcycle accident when no other insurance coverage is available. Medical benefits coverage is not mandatory, and a motorcyclist has the option of choosing whether to purchase this type of coverage.
Your motorcycle needs insurance coverage that will take care of it like you do. One of our agents can help you choose the right policy for your motorcycle so you can go out and enjoy the ride while someone else takes care of the paperwork.